BACKPORT to 7.x Avoid bundler 4 since it causes issues with engine_cart (#3784) #565

Job	Run time
docker_build / build	17s
test / set_matrix	4s
lint / lint	53s
test / ruby 3.3 \| rails 7.1.5.1	2m 44s
test / ruby 3.4 \| rails 8.0.2	2m 24s
test / ruby 3.3 \| rails 7.2.2.1	2m 38s
test / ruby 3.4 \| rails 7.2.2.1	2m 21s
test / ruby 3.3 \| rails 7.1.5.1 \| View Component 2	2m 45s
test / ruby 3.3 \| rails 7.1.5.1 \| bootstrap 5	2m 43s
test / ruby 3.3 \| rails 7.1.5.1 \| API	2m 31s
test / ruby 3.2 \| rails 7.1.5.1 \| API	2m 22s
test / ruby 3.2 \| rails 7.1.5.1	2m 36s
	24m 18s

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