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🌍 SADC SME Credit Data Portability Platform

🎯 Challenge 2 — SWIFT Hackathon 2025

Credit data portability: Improve the ability of small and medium-sized enterprises to finance through secure, consumer-consented data exchange solutions that facilitate seamless cross-border sharing of credit information.


🚀 Project Overview

The SADC SME Credit Data Portability Platform enables SMEs to securely share financial and credit-related information with authorized lenders, fintechs, and regulators across borders.

  • ✅ Consumer-consented data sharing
  • ✅ On-chain verification with Sui Move smart contracts
  • ✅ Secure Node.js API gateway
  • ✅ HTML + React-based user portal
  • ✅ Transaction ID and exportable audit trail

🛠️ Tech Stack

Layer Technology
Frontend HTML / React / Bootstrap
Backend Node.js (Express.js)
Blockchain Move Language on Sui Testnet
Deployment Localhost / Sui CLI

📂 Project Structure

credit-portability/
├── backend/           # Express API + Sui integration
├── frontend/          # HTML / React App
├── move_contracts/    # Sui Move Smart Contracts
├── README.md          # Documentation

🔧 Setup Instructions

1. Clone the repo

git clone https://github.com/sadc-cbdc/credit-portability.git
cd credit-portability

2. Start Backend (Node.js)

cd backend
npm install
node index.js

3. Run Frontend (HTML/React)

Open frontend/index.html in browser or use npm start if React.

4. Deploy Smart Contract (Sui CLI)

sui move build
sui client publish --gas-budget 100000000

✅ Save the package_id and module_id for integration in backend calls


📤 Submission Checklist

  • GitHub Repo with full source
  • Working testnet deployment (Sui)
  • Transaction tracking and audit
  • SME data privacy and consent layer
  • 2-minute pitch/demo video (optional)

👨🏽‍💻 Authors & Team

  • CBM SARB Innovation Team
  • Region: SADC / South Africa
  • Lead: B. F. Muneri (Statistician & Debt Specialist)

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