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Universal Payment Orchestrator

A commercial-grade bank payment integration engine built with .NET 9 Web API and Angular. It enables seamless multi-bank integrations, secure transactions, and scalable payment orchestration across enterprise environments. The system abstracts provider-specific APIs into pluggable bank adapters, reducing integration time and preventing vendor lock-in.


🚀 Key Features

  • Multi-Bank Adapters Clean provider model for onboarding new banks or payment gateways without rewriting core logic.

  • Payment Orchestration Layer Handles workflow routing, validations, retries, multi-step flows, and transaction lifecycles.

  • Secure Transaction Processing Token-based authentication, encryption, rate limiting, and request integrity.

  • Enterprise-Grade Error Handling Structured exception model, retry policies, idempotency, and transaction recovery.

  • Observability and Logging Centralized logging, diagnostic tracing, metrics, and full auditability.

  • Modular Architecture Supports component isolation, horizontal scaling, and easy maintenance.


🏗️ Architecture Overview

Backend: .NET 9 Web API

  • Application Layer
  • Domain Layer
  • Infrastructure: Adapters, Repositories, Database
  • Security + Identity
  • Observability

Frontend: Angular

  • Admin Dashboard
  • Transaction Management UI
  • Logs / Monitoring
  • Integration Controls

Core Design Principles

  • Separation of concerns
  • Dependency inversion (providers injected, not hard-coded)
  • Extendability via adapters
  • Fail-safe transaction design
  • Stateless API services where possible
  • Minimal coupling

📦 Project Structure (Example)

/src
 ├── api                # .NET Web API
 │   ├── Domain
 │   ├── Application
 │   ├── Infrastructure
 │   ├── Adapters
 │   ├── Orchestration
 │   └── Tests
 └── frontend           # Angular UI
     ├── domains
     ├── shared
     ├── services
     └── components

🧩 Bank Adapter Approach

Adapters allow each bank integration to remain isolated:

  • Each adapter implements a standard interface
  • Each adapter handles its own auth, payload requirements, and API quirks
  • The orchestration layer only depends on the interface — not the bank

This makes adding a new bank:

  1. Implement adapter interface
  2. Register the provider
  3. Deploy without touching existing integrations

🔐 Security Model

  • JWT (access + refresh)
  • TLS enforced
  • Rate limiting
  • Request signing
  • Audit logs
  • Configurable role-based access

Optional enterprise features:

  • HSM / secure vault integration
  • PCI-DSS ready logging discipline
  • KMS / Azure Key Vault / AWS Secrets Manager

📊 Observability

  • Structured logging
  • Transaction trace IDs
  • Error snapshots
  • Provider-level metrics
  • Real-time dashboards (UI layer)

🧪 Testing Strategy

  • Unit tests for adapters and workflows
  • Integration tests against sandbox APIs
  • Contract tests for provider stability
  • End-to-end tests simulating real transaction flows

🚧 Roadmap

  • Mobile money adapter (Airtel/MTN/Zamtel)
  • Background worker queue for async payments
  • Anti-fraud rules engine
  • Batch settlements
  • Plugin system for 3rd-party integrations
  • Event-driven architecture (Kafka/RabbitMQ)

🏭 Use Cases

  • Fintech platforms needing multiple bank rails
  • Merchant backends and settlement systems
  • Enterprise integrations with legacy banking APIs
  • Payment orchestration engines for online services

🤝 Contributions

Contributions are welcome via feature requests, bank adapter additions, or performance improvements.


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Commercial-grade multi-bank payment integration engine built with .NET 9 Web API and Angular.

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