Quick and dirty index of ShinyThings' responses in the HWZ forum threads.
Current position: part 2's post 4877 to 8135
This is really just an exercise in active reading via note-taking. I don't intend to exhaustively catalogue every response in every single post. Some are so specific or esoteric that it's nowhere near the F in FAQ. Others are a bit how-to in operating SCB or IBKR.
Sometimes there are very interesting responses from BBCWatcher or tangent314 or other posters, you'll have to read the thread to find those.
If you have not, you should go buy the book from the links on richbyretirementbook.com which somehow just doesn't come up on a Google search. It's currently USD 8 for the PDF/ePub on GumRoad, USD 10 for the Kindle version, and USD 20 for the paperback.
If you need to block trolls on HWZ forums: https://forums.hardwarezone.com.sg/121047958-post5407.html
- Should CPF be ignored entirely, or be counted as bond allocation? part 2 #5877 part 2 #5532
- Should I count emergency funds under the bond bucket? part 2 #5784
- Should I count the full market value, or only the owner equity (net of loans), on property value? part 2 #5784
- Should I keep my existing stocks, bonds, growth ETFs after I start buying these ETFs? part 2 #5840
- How should property, whether primary residence or investment properties, be counted towards asset allocation? part 2 #5784 part 2 #5772
- Should I pay down mortgage vs investing? part 2 #5772
- What should I do with SRS funds, if that's suitable for me? part 2 #5732 part 2 #5532 part 2 #7848 part 2 #7897
- High interest savings account vs bond ETFs like MBH? part 2 #5625
- Why not REITs or real estate? part 2 #5625
- Why are small caps not included next to IWDA/EIMI? part 2 #5461
- What to do with cash meant for car purchase in 8 years? part 2 #5047
- Should I buy more (on top of DCA amount) when market dips below x% of your average price? part 2 #6075
- Why MSCI World instead of S&P500? part 2 #6209
- Ray Dalio's All Weather Portfolio? part 2 #6253
- What to do with cash for flat downpayment in 5 years? Also, should I allocate savings solely for that or a mix of that and investing? part 2 #6406
- When rebalancing, do I actually sell what I'm overweighed on, or just direct all future funds to what I'm underweighed on? part 2 #7264
- I'm currently only investing in IWDA, is that ok or should I diversify? part 2 #7318
- Permanent Portfolio? part 2 #7349
- Quick and dirty answer to currency risks when buying equity ETFs? part 2 #5732
- Should we care about currency risks on equity ETFs? Bond ETFs? part 2 #5732 part 2 #5625
- ES3 vs G3B? part 2 #5699 part 2 #5461
- How should you buy ES3 now that MBKE MIP is discontinued? part 2 #5304 part 2 #5285
- VWRD? part 2 #5047
- SWRD? part 2 #5899 part 2 #7147 part 2 #7897
- VWRA? part 2 #5987 part 2 #6047 part 2 #6125
- Should I sell to switch between IWDA/VWRD/VWRA? part 2 #5998
- Tracking error differences between fund managers? part 2 #6057
- What if I am planning to retire in a country with less-developed capital markets? part 2 #6125
- How do I buy ES3 since POSB IS doesn't offer it? part 2 #6154
- Pros and cons of IWDA vs IWDA+EIMI vs VWRA? part 2 #6307
- Infinity Global Stock Index Fund unit trust to access Vanguard funds? part 2 #6613
- Is liquidity/volume of VWRA a concern? part 2 #6996
- Does the TER difference between US-listed and LSE-listed ETFs outweigh the withholding tax difference? part 2 #7250
- Do I need to do IWDA+EIMI or just IWDA will suffice? part 2 #7405
- LionGlobal All Seasons Fund? part 2 #7437 part 2 #7836 part 2 #7868
- Why still buy STI ETF when it's been hovering in the same price range since 2008? part 2 #7897
- Thai equity? part 2 #7995
- MBH, A35 or SSB? part 2 #5105 part 2 #6213 part 2 #7454
- Is there a need for multiple bond ETFs? part 2 #5304
- What should I be looking for when picking a bond ETF? part 2 #5532
- What bonds to buy if you will retire in the UK? part 2 #5653
- What bonds to buy if you don't know which country you will retire in? part 2 #5653
- Should I store part of my emergency fund in a bond fund? part 2 #5854
- Do bond funds really move with interest rates, or in a sawtooth pattern? part 2 #5858
- Why is MBH now being recommended over A35 for bond fund? part 2 #5877 part 2 #5350 part 2 #6572
- Should I sell A35 to buy into MBH, or just keep it and buy MBH moving forwards? part 2 #5906 part 2 #5998 part 2 #6256 part 2 #6613 part 2 #7452
- What do we do if bond yields turn negative? part 2 #5977
- What if I am planning to retire in a country with less-developed capital markets? part 2 #6125
- Is there a bond ETF (on IBKR) that you'd recommend if we want to hit the 100k mark asap? part 2 #6613
- Why invest in MBH instead of a global investment grade bond ETF? part 2 #6869
- Views on Stashaway's SGD income portfolio that contains bonds, STI and REITS? part 2 #6876
- Is it normal for bond ETF prices to increase steadily over months? part 2 #7814
- What's a good choice for a global bond ETF? part 2 #7948
- Astrea V? part 2 #5285
- Participate in Employer Stock Purchase Plan? part 2 #5285
- Recommendations for Gold ETF? part 2 #5673
- Equivalents in Australia? part 2 #6086
- Should I buy more 'ethical' ETFs? part 2 #6867
- Which broker should I use for IWDA/EIMI? part 2 #5047 part 2 #5699
- How do I keep my asset allocation between ES3/MBH with POSB IS, as the price fluctuates? part 2 #5047
- Leave all the banks on IBKR's Insured Bank Deposit Sweep checked? part 2 #5060
- StashAway? part 2 #5105
- Is there any better way to get USD to SCB settlement account, other than SCB's rate? part 2 #5144
- MoneyOwl and their fees? part 2 #5285 part 2 #5350 part 2 #5431 part 2 #5732 part 2 #6406
- What happens if IBKR or SCB goes bust? or, do I need to spread my holdings across brokers? part 2 #5431 part 2 #5699 part 2 #5772 part 2 #5877 part 2 #6098
- OCBC's RoboInvest? part 2 #5462
- Where's the catch on FSM fees? part 2 #5532
- Should I move all my holdings from SCB to IBKR at some point? part 2 #5625 part 2 #5877 part 2 #6613
- DBSV cash upfront vs SCB? part 2 #5625
- Should I use Phillips/POEMS? part 2 #5653 part 2 #6985
- What is SCB's forex spread, or how does it compare to IBKR? part 2 #5653 part 2 #6611
- SCB's Customer Account Review? part 2 #5805
- Why not Saxo? part 2 #5812 part 2 #7049 part 2 #7897 part 2 #7995
- Should I use Saxo or some other broker with a promo for a short while before switching? part 2 #5818
- If I'm buying IWDA 4 times a year, still buy through IBKR? part 2 #5866
- Can SCB Priority's AUM of 200k be met purely through equity holdings? part 2 #6153
- Can I use a standing instruction with my bank to deposit a fixed amount of cash into IBKR every month? part 2 #6613
- Is there any better choice than POSB IS? part 2 #6613
- Do we need to know the exact, latest market price before placing orders? What price should we bid at? part 2 #7067
- Why did I get prompted that more cash is required when I tried to use the mobile IBKR currency converter? part 2 #7135
- What's this IBKR Lite thing, can I use it? part 2 #7264
- How do I switch from POSB-IS to SCB? part 2 #7385
- What happens if the fund manager goes bust? part 2 #7385
- What if I'm doing a lump sum into IWDA and hold? part 2 #7473
- Is there any difference between the new IBKR mobile app's "Convert Currency" and using the desktop app? part 2 #7848
- How does the USD 1000/month rule of thumb come about, does it assume you batch up otherwise? part 2 #7995
- Does the 4% withdrawal rate work for a FIRE retirement in 30s or 40s? part 2 #5977 What about 3%? part 2 #5987
- What are the foreign exchange market trading hours? part 2 #5351
- Why did both stock and bond markets go up when US employment numbers come in weak in June 2019? part 2 #5492
- ShinyThings now owns joshuagiersch dot com since June 2019 so that it can't sell pirated copies of the book part 2 #5431
- Is the new 2019 edition for real? part 2 #5192
- Is the new 2019 edition worth it if you already have the first edition? / What are the updates? part 2 #5066 part 2 #6949
- Is the latest edition of the book the black or green colour paperback? part 2 #6153
- Inverted yield curves in August 2019 part 2 #6167
- Things You Don't Need To Freak Out About: Repo Rates part 2 #6966